SBA loans are federally guaranteed financing products designed to reduce lender risk, which translates into lower down payments and extended terms for qualified borrowers. The SBA 7(a) program covers working capital, equipment, real estate, and refinancing. Because Alder Advances is a broker, we connect Fort Washington business owners with the lenders whose underwriting criteria align with your revenue history, credit profile, and collateral. You gain access to multiple funding sources without shopping each bank individually.